Mr. Cluckey: Republic is the third largest bank holding company headquartered in Michigan. We have 4.4 billion in assets with 97 offices in Michigan, Ohio and Indiana. We specialize in distinctive personal service.
TWST: How do you define distinctive personal service?
Mr. Cluckey: It's a relationship-based service that exceeds the
expectations of our internal and external customers. Distinctive
personal service sets the standard for our employees and tells
our customers what to expect.
TWST: What's going on in your marketplace at this point?
Mr. Cluckey: In general, the economy is steady. We have some
pluses and minuses going on here as one of the larger employment
areas for the auto industry. Therefore, we obviously have some of
the ups and downs of that. On the other hand, in terms of the
real estate business, which is one of the areas that we focus on,
commercial real estate values have had consistent, reasonable
growth; no huge increases in values, just steady increases. On
the residential side, we have some of the most affordable housing
in the country.
Tickers included in this excerpt: RBNC
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