Mr. Wristen: First Health is a national managed care company. We emphasize the availability of the First Health PPO network to many different types of healthcare payors. We sell into five discrete segments for the PPO ' large workers' compensation insurance companies, federal employee plans, large corporate health benefit plans, insurance companies, Third Party Administrators (TPAs) ' all of which we provide a variety of managed care services to, but all of which fundamentally offer the First Health PPO network.
TWST: Is there any company that competes with you across this range of
services?
Mr. Wristen: Each one of those segments has different competitive
factors and different kinds of competitors. There is not a common
competitor across each segment. One of the fortunate things about the
business model we've developed is that the competitors are different
from segment to segment.
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