Roundtable Forum: David Bishop, Stifel Nicolaus & Company, Inc.; Barry McCarver, Stephens Inc.; Robert Patten, Morgan Keegan & Co., Inc.

Outlook for Southeast & Mid-Atlantic Regional Banks: Mark Muth, FTN Midwest Securities Corp.

CEO Interviews (average 2,500 words): Top management from 14 sector firms examine the outlook for their firm and sector. Firms interviewed include: Community National Bank of the Lakeway, American National Bankshares Inc., Bank of Virginia, Capital City Bank Group, Inc., CapitalSouth Bancorp., Coddle Creek Financial Corp., Community Bancorp., Farmers Capital Bank Corporation, Federal Trust Corporation, Georgia-Carolina Bancshares, Inc., Hancock Holding Company, MidSouth Bancorp, Inc., Southern Community Financial Corporation, and TowneBank.

Topics covered: Housing/subprime issues - Valuation declines - Asset quality - Dividend yields - Credit and balance sheets - Deposit pricing - Cost of debt - M&A activity - Increased operating costs - Competitive environment - Regulatory issues - Management performance - Investor interest - Stock recommendations - Stocks to worry about - The credit issue - Depositories with heavy mortgage and construction lending exposure - Metro-focused institutions - Demographically attractive growth markets

Companies covered: BankUnited Financial (BKUNA), IBERIABANK (IBKC), Renasant Bank (RNST), Tennessee Commerce (TNCC), Franklin Bank (FBTX), Colonial BancGroup (CNB), First Horizon (FHN), Synovus Financial (SNV), Marshall & Ilsley (MI), BankAtlantic (BBX), Wachovia (WB), SunTrust (STI), Home BancShares (HOMB), South Financial Group (TSFG), Texas Capital (TCBI), Sterling Bank (SBIB), SCBT Financial (SCBT), BankAtlantic (BBX), BankUnited (BKUNA), Virginia Commerce (VCBI), NewBridge Bancorp (NBBC), Virginia Financial Group (VFGI), SunTrust (STI).